To deposit a check to your account, you must wait a full ten days to get access to your money. You get a chip-enabled debit card that can be used to make everyday purchases. Baggage. GO2 Bank offers a primary bank account that has a monthly fee of $5. But someone keeps logging into that account in my neighborhood (!) The biggest negative for Go and Go2 bank is the cost of the service. Performance & security by Cloudflare. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Partner terms and conditions apply. Rd., Taipei City 10683, Taiwan, No.233, Sec.4, Chung-hsiao E. When he's not reading about cryptocurrencies, he's researching the latest personal finance software. Overall, GO2 Bank is a solid choice for those who are interested in mobile banking, are unbanked, or dont need a traditional bank to manage their finances. 1, Jiahou Rd., Houli Dist., Taichung City 421, Taiwan, No.3, Nan 2nd Rd., T.E.P.Z., Tanzi Dist., Taichung City 42760, Taiwan, 2F., No.28, Keya Rd., Daya Dist., Taichung City 42881, Taiwan, No.533, Zhongshan Rd., Shalu Dist., Taichung City 43344, Taiwan, No.1033, Sec. Date of experience: April 02, 2023. You can reach the Go2Bank Secured Credit Card customer service by calling (855) 459-1334. Or it could be a GO2Bank marketing scam. VoiceOver users please use the tab key when navigating expanded menus, Everyday/savings accounts & term deposits, Low interest rate, rewards frequent flyer & platinum, Car & travel loans, debt consolidation & overdrafts, Investing, advice, super, retirement & ANZ Share Investing, Internet & mobile banking, branches, ATMs & more, Specialised banking and advice for high net worth individuals, Check out our flexible loans and cash flow options to seize your next business opportunity, Grow your business potential with one of our business credit cards, Accounts and term deposits to help you manage your cash flow and earn interest, From EFTPOS machines to online payments, we have solutions to meet all your in-person payment needs, Access tools, tips and financial insights for small business, Tailored solutions to support Indigenous Small Business owners, Choose from a range of online banking options depending on your business needs, Grow your business with our tailored international trade and foreign exchange solutions, Industry advice and support across a range of key sectors, Our banking credentials, global reach and areas of expertise, World-class banking solutions tailored to suit your business needs, In-depth insights and analysis from our dedicated experts, All your banking platforms such as Transactive - Global, Transactive Trade, FX Online and more, Stay protected from ever-changing cybersecurity threats, We operate in more than 30 markets around the world, including more than 10 markets across Asia, Global economics, industry research & forecasts, Important information for ANZ Institutional and Corporate customers, Contact details for Institutional and Corporate customers, Download the ANZ Security Device Software, Disclosure regarding ANZ's Role in the Wholesale Fixed Income, Currency and Commodities (FICC) Markets - Institutional Clients (PDF 518kB), Submission and collection of trade document. US Disclosures (PDF 178kB) The no annual fee card also comes with the ability to check your VantageScore. Please include what you were doing when this page came up and the Cloudflare Ray ID found at the bottom of this page. Banking Services. $25. What is GO2bank? These Vaults can be set aside to accomplish different financial goals. App Store is a service mark of Apple Inc. Google, Android and Google Play are trademarks of Google Inc., registered in the U.S. and other countries. That means that the most you can earn in the savings account is $50 a year. For now I'm going to ignore the texts and keep an eye on my accounts, my tax returns, my state's unemployment benefits portal, my mail, etc. They sent me a confirmation email with case number - but it went not only to me - but a very clearly obfuscated hotmail account - likely the perpetrator's email address. This happened to me too. All checks subject to review for approval. Each of your payments is reported to all three of the credit bureaus to help improve or build your credit score. The physical address and email address on file were not mine. We're available to help you 24 hours a day, 7 days a week. Rd., Taichung City 40457, Taiwan, No.194, Sec.1, San-min Rd., Taichung City 40343, Taiwan, No.257, Sec.1, Wu-chuan W. Offers banking services and products in almost 100,000 retail stores across the US. GO2bank Reviews and Rates. This rate is significantly higher than traditional savings account at current averages. Rd., Taipei City 10355, Taiwan, No.62-5, Hsi-ning N. Up to $500 withdrawal limit per day. This is really too bad because its one of the features that GO2 Bank touts quite a bit. GO2bank does not have physical branches, thus contacting a customer service representative is the only option if you have questions about their financial services. APY. This website is using a security service to protect itself from online attacks. Your bank account will get funded, and you can use the money with the GO2 Bank debit card. GO2 Bank Review Is This Service Worth Using? GO2Bank is a legitimate FDIC-insured financial institution that you can use to receive direct deposits from work or government benefits, you can make cash deposits, conduct transaction teller cash withdrawal, have a savings account, and do it all easily from the banks mobile app. All checks are subject to approval for funding in Ingo Money's sole discretion. Kikoff Review Is This Online Lender Worth Using? I'm not in NY and no one logged in to the account, but I have no doubts my social is out there anyway. And, we have the experience to back it up: Green Dot has serviced more than 67 million accounts over the last 23 years. 5, Zhongxiao E. & 40F., No. Offer value of $5.00 may only be added to your registered account and may not be redeemed for cash. Theres no annual fee, and cardholders receive VangageScore(R) credit monitoring (powered by the credit bureau, Equifax). Mastercard Debit Card Customer Service. Credibly Review Is This Small Business Lender Worth Trying? The name and Social Security number on file with the Internal Revenue Service must match your GO2bank account exactly or we will decline your deposit., Online access, mobile number verification (via text message) and identity verification (including SSN) are required to open and use your account. Deposits under any of these trade names are deposits with Green Dot Bank and are aggregated for deposit insurance coverage up to the allowable limits. When you open a GO2 Bank primary deposit account, you also get access to a high-yield savings account. NO PURCHASE NECESSARY. The chip-enabled debit card ensures that you can safely use your card. My case turned out to be attempted unemployment insurance fraud (among possible others), I reported it to the state, my employer, and froze my credit at the 3 agencies. 3, Xiangshang Rd., Nantun Dist., Taichung City 408022, Taiwan (R.O.C. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your GO2bank transaction history. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your GO2bank transaction history. Theres no fee to transfer money from a linked bank account. They have other 43,000 ATM locations via Allpoint to provide fee-free ATM access to their customers. Is this a scam? Prize: $1,000 to be awarded as credit or a check. I filed with H&R Block in mid-late mach (prior to these texts). GO2 Bank hasnt been in the market that long, and there are some great features like the potential cashback earnings, savings rate, early paycheck, and high overdraft protection. Limit one promotional incentive per GO2bank user and one redemption per registered account. Visit, Select Log in to the GO2bank app and tap Move money. Cash your paychecks, government checks and personal checks quickly and safely with the GO2bank app. Fees apply for approved Money in Minutes transactions funded to your account. If they detect fraudulent activity, they will you a text message. That can make help make your pay period come a little bit faster. Closed on Saturday, Sunday and public holidays, Tel:+886 2 8722 5090 The credit limit on your secured credit card is equal to how much money you deposit on your card. Close to Science Museum. A $15 fine will be assessed if you do not return your account balance to zero within 24 hours. 2, Zhongyang Rd., Tucheng Dist., New Taipei City 23669, Taiwan, No.99, Sec. Additional transaction fees, costs, terms and conditions may be associated with the funding and use of your card or account. Privacy Policy. Looking for something in particular? Void where prohibited. Here is how to reach Green Dot Visa Secured Credit Card customer service: By phone: Simply call the customer service number at (866) 291-0818. Exclusive offer: $5 credit when you cash a check. 203, Fl. Ally Bank is another online bank that offers much more than just checking and saving products. and Ingo Money, Inc., subject to the First Century Bank and Ingo MoneyTerms & ConditionsandPrivacy Policy. I just received a couple more early this morning. How did you talk to a live person? Rapid Finance Review Is This Site Worth Using? An introduction to GO2bank Vaults savings account. It is not possible to transfer money from your GO2bank account to a different account with GO2bank. Overdraft protection does not cover ATM withdrawals. If you wish to make mobile check deposits, you must be signed up for direct deposits. 4.50%. Did any of you use TurboTax for your tax returns? The Green Dot card made it easy if you needed a debit card in a pinch but they were (at the time) rife with hidden fees, didnt allow you to withdraw money, and were a little bit of a hassle because it was harder to navigate your account online. You can email the site owner to let them know you were blocked. The bank account is targeted primarily at people who are unbanked. 4.75%. Find eGift Cards purchased for myself. Based on Green Dot Corp; GO2bankTM is a division. Select Log in to the GO2bank app and tap Move money. The agents (3) I spoke with were painfully frustrating to work with. Limit one promotional incentive per GO2bank user and one redemption per registered account. Go2bank can be contacted by phone or live chat. For those that dont have enough money coming in direct deposit transfers, the available overdraft protection isnt nearly as valuable. The action you just performed triggered the security solution. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Overdraft protection up to $200, with opt-in and eligible . Tel(local toll-free): 0809 008 000 Both, perhaps? At the Airport. Alliant Credit Union offers competitive banking products, including: In addition to these depository accounts, Alliant offers credit cards, home loans, personal loans, vehicle loans, trust accounts, custodial accounts, and more. Get on top of your money with the new ANZ App, 39F. Rd., Taipei City 10343, Taiwan, No.133, Sec.2, Zhongshan N. Rd., Taipei City 10574, Taiwan, No.128, Sec.3, Min-sheng E. This process will get you in contact with a live Go2Bank representative who should be able to . Rd., Taipei City 11156, Taiwan, No.68, Sec.4, Cheng-kung Rd., Taipei City 11489, Taiwan, No.202, Kang-chien Rd., Taipei City 11494, Taiwan, No.472, Jui-kuang Rd., Taipei 11492, Taiwan, No. Each cheerfully reassured me "not to worry" and "the account has already been closed," and reminded me this isn't a credit card so there is no risk to my credit reports from any inquiries. You have the option to have portions of your paycheck automatically moved to your savings account. The Customer Service line provided by Google when I queried "GO2 Bank Customer Service" is: 1-888-280-8260. Send a letter to GO2bank P.O. 5. Mobile number verification, email address verification and mobile app are required to access all features. Mobile number verification, email address verification and mobile app are required to access all features. I contacted them and they said they would close the account. Rd., Taipei City 10570, Taiwan, Taipei Sungshan Airport Building, No.340-9, Tun-hua N. Alliant Credit Union is a digital-only credit union. Platinum Savings. An email address will be required for your account. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your GO2bank transaction history. Alliant Credit Union is able to overcome membership restrictions if you join by paying $5 to become a member of Foster Care to Success (FC2S). The financial institution that keeps its hidden fees to a minimum will undoubtedly have a better customer experience. GO2bank is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit. 7F, Kishimoto Bldg. Product: GO2bank Checking. For more information, please see our They also have many banking partnerships to indirectly serve even more customers. GO2bank is Green Dots flagship digital bank designed to simplify banking by enabling you to quickly and affordably access, manage and move your money. All rights reserved. 3.40%. Rd., Chia-yi City 60045, Taiwan, No.259, Wen-hua Rd., Chia-yi City 60044, Taiwan, No.1,Shanghai Rd.,Dou-liu City,Yun-Lin County 64048,Taiwan, No.14, Sec.2, Chung-yi Rd., Tainan City 70041, Taiwan, No.90, Chung-shan Rd., Tainan City 70043, Taiwan, No.225, Sec.1, Chang-jung Rd., Tainan City 70143, Taiwan, No.180, Chung-shan Rd., Yung-kang Dist., Tainan City 71090, Taiwan, No.13, Nanke 3rd Rd., Xinshi Dist., Tainan City 74147, Taiwan, No.308, Chung-shan 1st Rd., Kaohsiung City 80049, Taiwan, No.82, Wu-fu 2nd Rd., Kaohsiung City 80043, Taiwan, No.253, Chung-cheng 4th Rd., Kaohsiung City 80147, Taiwan, No.235, Chung-cheng 4th Rd., Kaohsiung City 80147, Taiwan, No.93, San-tuo 2nd Rd., Kaohsiung City 80266, Taiwan, No.8, Siwei 4th Rd.,Lingya Dist., Kaohsiung City 80247, Taiwan, No.225, Chung-hua 1st Rd., Kaohsiung City 80455, Taiwan, Room 107, No.3, Yu-kang E. 2nd Rd., Kaohsiung City 80672, Taiwan, NO. While the 1% annual percentage yield you can earn with a savings account with GO2 Bank is substantially more than other banks, its limited. To add money, all you have to do is bring your cash to a participating retailer, along with your debit card. It has the full backing of Green Dot Corporation, so customers receive up to $250,000 of FDIC insurance on their money. It had very specific uses. Major banks will typically take one to two business days for a check to clear as a comparison. When you set up an eligible direct deposit, you can get your paycheck up to two days early. I called their customer service and (foolishly) punched in my social security number and birthdate to see if there was an account and it indictated there was. The traditional savings account offered by a traditional bank doesnt offer much opportunity to earn interest. Credible Review Is This Student Loan Service Worth Using? The action you just performed triggered the security solution. Explore the benefits of cashing checks in the GO2bank app. See app for free ATM locations. GO2bank is a trademark of Green Dot Corporation. Green Dot has serviced more than 33 million consumers directly over the last 22 years, and many millions more through our banking partners. Your GO2 Bank debit card can be added to mobile wallets, including Apple Pay, Google Pay, and Samsung Pay. a. Your IP: If you close your credit card in the future, any money thats left there will be returned to you. In total, there are 3 ways to get in touch with them. . of Labor. Their customer service is available via phone 24/7. The bank account is intended to be an alternative to expensive check cashing options. You can only earn that 1% across the first $5,000 that you have on in your Vaults. You can cash a check using the GO2 Bank mobile banking app. Even if you use another financial institution, you can transfer money from there to your GO2 Bank account. Free access to over 19,000 ATMs within the nationwide Allpoint network. Online chat is available at GO2bank, where you may ask a question to an expert at the bottom right corner of most pages. Was receiving texts all day yesterday so I called customer service told them to cancel the account that I never open so they sent me to the fraud department to cancel it and they said it should be canceled so if you receive any more text messages today just know that it might take 24 hours to take effect and cancel your account but if they have my info then they probably could just keep opening a new account. After being approved for a GO2 Banking account, your debit card should be received in 7-10 days. You should keep in mind that account holders will have access to over 19,000 fee-free Allpoint ATMs across the United States. @john_miller 03/25/22. Approval usually takes 3 to 5 minutes but can take up to one hour. Click to reveal 222 West Adams Street, Suite 1985, Chicago, IL 60606 U.S.A. 333 West San Carlos Street, Suite 100, Box 8, San Jose, California 95110 U.S.A. Avenida Balboa, Torre Davivienda, Piso 9, Oficina No. Post your questions here and have them answered by people who are knowledgeable about all types of scams. This company while possibly providing services to those who may not be able to get them elsewhere is akin to a payday lending operation - i.e. The table below compares the interest rates on GO2bank savings accounts to those on standard savings accounts so you can see which one is better for you. Eventually I hung up because I was so frustrated. When on a mobile device, click on * to view disclosures. Wave Accounting Review Is This Accounting Platform Legit? 3, Taiwan Blvd., Xitun Dist., Taichung City 407, Taiwan, No. Get a one-time $5 credit when you cash a check to your GO2bank account * * The $5 promo code offer is valid only for users who successfully use the $5 promo code in the GO2bank mobile app before the promo code expires on 12/31/23. There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. . There are several actions that could trigger this block including submitting a certain word or phrase, a SQL command or malformed data. Offers easy access to your money 24 /7 through their secure and friendly mobile app. If you dont wish to completely manage your account online, want a base ATM network, or want to open an account for more traditional financial products, GO2 Bank might not be your answer. This is all a thing of the past. We wanted to create something just for them: the ultimate mobile banking app that can be their GO2bank. I was able to open a Go2Bank account using the exact same information, without any identity verification, and despite having a Chexsystems security freeze in place, a fraud alert on my credit reports, and having been reassured three times that an account cannot be opened using my information. Create an account to follow your favorite communities and start taking part in conversations. Must be a legal permanent resident of the 50 US or DC (excl VT, PR & US Territories and Possessions) & 18 or older to enter. Cloudflare Ray ID: 7b9db4b399a22a11 Replace lost/stolen card. Stay away from this bank. When you use your mobile banking app to purchase eGift Cards, you can earn up to 7% cashback. Find my direct deposit info. Good news: its a real bank. You must also not mind not having a physical branch location. They have other 80,000 free locations available on their ATM network. That is well above the national savings rate. 188.165.226.128 Anjana's experience and education allow her to bring a credible, well-informed perspective to the content she writes at Wealth Pursuits, where her primary areas of focus include investing, credit, and personal finance. 2, Nanya S. Ive been trying to contact them but I sit on hold for hours. Cards issued by GO2bank, Member FDIC, pursuant to a license from Visa U.S.A., Inc. Visa is a registered trademark of Visa International Service Association. Government benefits are available up to four days too. Performance & security by Cloudflare. There are some improvements that GO2 Bank could make in terms of the type of fees they charge, respectfully. and I keep getting text messages about it. SeeDeposit Account Agreement (PDF)for details. Maybe theres some recruitment blitz? Tip: So we can quickly help you, please prepare the following: Verify you have the applicable role/permissions to troubleshoot your concern. Upsides (with one caveat): Solid rate for up to $5,000. Fees may apply. balance for APY. The bank account has three levels of overdraft protection. Having no hidden fees doesnt mean that there are no fees, though. Rd., Taipei City 10058, Taiwan Tel If they arent able to cover the overdraft in 24 hours, there is a fee of $15. The $5 promotional incentive will be added to your approved check amount and transaction detail will be maintained in your GO2bank transaction history. Special Assistance and Inquiry. Visithttps://www.ingomoney.com/partners/greendot-terms-conditions/for complete details. Rd., Taipei City 10488, Taiwan, No.88-1, Dun Hua N.Rd., Taipei City 10551,Taiwan, No.52, Sec.4, Min-sheng E. Bad news: if you havent done any business with any of these banks, its likely your social has been compromised. Start with as little as $100. The monthly fees, minimums, and other subtle but important distinctions between these accounts can be frustrating for the average consumer, which is why mobile banking has become a popular alternative to traditional banks. Close your account. GO2bank is the ultimate mobile banking app and debit card, packed with features to help you better manage your money and build your credit. As an all-digital bank, GO2 Bank has made efforts to ensure that its banking app is easy to use. T eir ATM network is available through their partnerships. It doesnt matter if you dont have good credit to open an account because there is no credit check. Online transfers through Chime are limited to $200 a day. These owners are not affiliated with GO2bank and have not sponsored or endorsed GO2bank products or services. Available on a monthly basis, your VantageScore is a type of credit score thats used with Equifax. * When on a desktop, hover over * to view important disclosures. 2, Chenggong Rd., Taoyuan Dist., Taoyuan City 33047, Taiwan, No.180, Fuxing Rd., Taoyuan Dist., Taoyuan City 33066, Taiwan, No.19, Dazhi Rd., Bade Dist., Taoyuan City 33450, Taiwan, No.199, Fuxing 1st Rd., Guishan Dist., Taoyuan City 333005, Taiwan, Tao-yuan International Airport, No.15, Hangzhan S. Partners with reputed brands like Walmart, Uber, and Intuit. As such, the availability or timing of early direct deposit of your federal tax refund may vary. Im ignoring for now. Visit https://www.ingomoney.com/partners/greendot-terms-conditions/ for complete details. Since its a mobile bank, you have to be the type of person that is comfortable with doing their banking online. Green Dots flagship digital bank,GO2bank, makes it easy to get, manage, and move your money with a single click. All checks subject to review for approval. Credit Unions tend to offer lower fees and better rates on savings than banks. Send a letter to GO2bank P.O. Lets get started! 38B, Preah Monireth Blvd. With GO2bank, you have the security and peace of mind of banking with an FDIC-insured bank, meaning your money is protected up to the maximum allowable limit and wont be held by a third-party bank. Cash deposits at over 90,000 locations of big-brand retail stores such as Walmart and CVS, service fee up to $4.95 may apply. GO2bank is a trademark of Green Dot Corporation. Votes. See GO2bank Deposit Account Agreement (PDF) and GO2bank Secured Credit Cardholder Agreement and Security Agreement (PDF) for fees, terms and conditions. But the text messages stopped for about 12 hours then guess what. This website is using a security service to protect itself from online attacks. Youll then need to complete the registration process by providing your name, address, phone number, date of birth, and Social Security number. All checks subject to review for approval. If you wish to mail GO2 Bank, you can by sending snail mail to the following address: GO2bank, P.O. PersonalLoans.com Review Should Borrowers Use This Site. Youll need to locate an ATM if you want to make a withdrawal from your account. GO2bank is Green Dots flagship digital bank designed to simplify banking by enabling you to quickly and affordably access, manage and move your money. They ard ungrateful thieves, and agreed foreign for most part. Cloudflare Ray ID: 7b9db45e0a3520ab But if you make out of network withdrawals, for instance, youll be paying extra charges. Rd., Taipei City 11155, Taiwan, No.193, Sec.7, Chung-shan N. Someone from Virginia Beach, VA just viewed Best Online Colleges for Cyber Security, Copyright 2023 Bankovia.com|All rights reserved|Sitemap | News | How We Make Money | Editorial Standards The Bankovia Network: PolicyPeak | QuoteYeti | College Ranker | Best Online Universities | Resorts In Mexico | Republic Cable. All of these registered trade names are used by, and refer to, a single FDIC-insured bank, Green Dot Bank. I cant get past their automated menu, and Im not punching in my SS to search for an account. Offer valid through April 11, 2023. ), Operating Hours: 9:00am-6:00pm (Monday to Friday). It does sound very sketchy though. 2, Accord, Opp. Im a little worried. Contact Customer Support at (855) 459-1334. A traditional bank will typically charge a higher monthly fee than $5. Cloudflare Ray ID: 7b9db44e0d009bf4 Swyft Filings Review Can This Legal Service Help You Form Your Small Business? Rd., Taiping Dist., Taichung City 41167, Taiwan, No.600, Shuangwen Rd., Dali Dist., Taichung City 41283, Taiwan, No.519, Zhongzheng Rd., Fengyuan Dist, Taichung City 42056, Taiwan, No.665, Sec. This is the fastest option to receive support. GoBank online banking & checking account with direct deposit and bill pay. Amazon eGfit Cards will earn you 3% cashback. The next best way to talk to their customer support team , according to other GoBank customers, is by calling their 888-280-8260 phone number for their Visa Debit Card Customer Service department. With this card, you will be able to make ATM withdrawals and cash deposits at any in-network ATM. You need to report the unemployment fraud to your state's Department of Labor and file a report with IDtheft.gov. They were all clearly following (verbatim) the same carefully written script to disclaim liability and discourage complaints, and they all assured me my information was flagged as "identity theft" and no account could be opened using my information.